Term of use and confidentiality | Lareau - Insurance Brokers

Term of use and confidentiality

By accessing our website, you agree to the terms of use and conditions listed below. Please note that we reserve the right to modify these terms without notice at our discretion.

Notice of intellectual property

All content on this webpage is protected under copyright law. The terms “Lareau”, “Lareau courtiers d’assurance” slogans “avant, pendant, après” and “before, during, after” and all names, logos, and drawings contained on this site are trademarks, registered or not, and are also the exclusive property of Lareau.

The current site and its content cannot be reproduced, copied, published, transmitted, distributed or used in any way without the express written consent of Lareau.

No Guarantee

Lareau does not guarantee the quality, accuracy, reliability, or integrity of the information contained on this website. It is possible this site contains inaccuracies or spelling mistakes. In no case will we be responsible for any kind of damages resulting from the use of information available on this site.


In operating its websites, Lareau may collect additional information about its website users, including Clients, and the Privacy and Data Protection Policy applies to this online information, with the necessary modifications.

Online information refers to information such as the Internet domain name (e.g., “xyzcompany.com”) and the Internet Protocol (IP) address used to access third-party websites, the date and time of the visit, the pages visited, the web browser type and version, and the operating system used, as well as the websites that the user accessed immediately before and after accessing Lareau’s website. Aggregate information, such as demographic statistics on users, number of visitors, and average time spent on websites, is also considered to be online information.

Lareau collects and obtains online information when operating its websites. For example, when a user chooses to visit a website, web servers may automatically collect online information provided through the browser being used, stored in a cookie, or using a web beacon or any other digital marker.

Lareau uses online information to monitor the use of its websites and improve operations, personalize user experience by providing personalized ads or offers, carry out statistical analyses on all user characteristics and behaviour, measure demographic variables and user interest with regard to specific services, describe its services to third parties and potential business partners, and determine how and where Lareau should allocate its resources in order to be most effective. No personal information is disclosed during such activities.

Such online information is necessary so that Lareau can record the number of visitors, the pages visited most frequently, the technology used by website users, referencing sites, and user location.

Cookies are fragments of information sent from a user’s computer when the user is visiting a website. They are temporarily or permanently stored on the user’s hard drive, leaving a record of the visit. Such information may include the date and time of the most recent visit, etc. Cookies may also improve online experience by saving browsing preferences for a website.

The cookie files saved on a user’s hard drive are harmless and can be read and deleted at any time. The user, therefore, has complete control. Information from cookies allows Lareau to know the total number of visitors for each website, as well as the length of the visits. When a user visits the website, a cookie is created and saved on the user’s computer, allowing Lareau to “recognize” the user each time the user visits the website.

Many major websites use cookies. Most browsers are configured initially to accept cookies. If the user prefers, browser settings can be modified so that the user can be warned each time a cookie is received or so that the browser refuses to accept cookies. While users are not obligated to accept cookies, it is possible, however, that some website functions will not work correctly if a browser is set to refuse cookies.

Websites may contain electronic images called web beacons that allow Lareau to record the number of people who have visited given pages. Web beacons are not used to access personal information. Web beacons only collect a limited data set, including a cookie number, the time and date the page was viewed, and a description of the page on which the web beacon is located. Websites may also contain web beacons that have been placed by advertisers or web analytics service providers to help Lareau assess the effectiveness of promotional and sponsorship campaigns on the Internet.

Websites may also use remarketing services that, through the use of cookies or web beacons, identify users who have visited a website and reach them with online advertising once they have left the website, for the purposes of advertising based on prior browsing, without the disclosure of personal information.

Websites may contain hyperlinks to third-party sites that would lead users to leave the Lareau website. Lareau provides these hyperlinks as a convenience. Third-party sites are not under the control of Lareau, which therefore has no control over the practices of such third-party sites with regard to privacy and confidentiality. As a result, any personal information sent through third-party sites is subject to the privacy policy of such third-party sites. It is the responsibility of users to review such policies to ensure that their information is protected.

Lareau uses social media (e.g., Facebook and LinkedIn) in addition to operating its websites. Social media accounts are public and are not hosted by Lareau. Users who decide to interact with Lareau on social media must therefore read the terms of service and privacy policies of such third-party service providers and the applications used to access them.

Personal information provided to Lareau through social media accounts is collected to capture conversations (e.g., questions and answers, comments, “likes,” retweets) between users and Lareau. Such information may be used to respond to inquiries or for statistical, evaluation, or reporting purposes, or for any other purpose specified in this Policy.

If you have any other questions related to the security of this site, please send us an email at the following address: info@lareau.ca