{"id":3288,"date":"2023-10-16T14:59:38","date_gmt":"2023-10-16T14:59:38","guid":{"rendered":"https:\/\/stg.lareau.ca\/en\/?page_id=3288"},"modified":"2026-04-30T14:09:43","modified_gmt":"2026-04-30T14:09:43","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/lareau.ca\/en\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<h2>Acronym<\/h2>\n<p>&nbsp;<\/p>\n<table width=\"623\">\n<tbody>\n<tr>\n<td width=\"94\">\n<p><strong>Term<\/strong><\/p>\n<\/td>\n<td width=\"529\">\n<p><strong>Document Context<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"94\">\n<p>LCA<\/p>\n<\/td>\n<td width=\"529\">\n<p>Lareau &#8211; Insurance Brokers Inc.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"94\">\n<p>AMF<\/p>\n<\/td>\n<td width=\"529\">\n<p>Autorit\u00e9 des march\u00e9s financiers<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u00a0<\/h2>\n<h2>1.0 Introduction<\/h2>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"none\">LCA is an insurance brokerage firm headquartered in Napierville (province of Quebec), which focuses on providing personal and commercial insurance services.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">For more information about our services, please refer to our website: <\/span><a href=\"https:\/\/lareau.ca\/\"><span data-contrast=\"none\">https:\/\/lareau.ca\/<\/span><\/a><span data-contrast=\"none\">. Your personal information is collected by LCA on its own behalf.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">LCA recognizes the importance of protecting your personal information.<\/span> <span data-contrast=\"none\">This Privacy Policy explains <\/span><span data-contrast=\"auto\">how LCA collects, uses, retains and discloses your personal information and applies to customers or prospective customers of LCA\u2019s websites, web-based applications, marketing campaigns, social media accounts, services and products, but does not apply to LCA\u2019s current or prospective employees or suppliers.<\/span><b><span data-contrast=\"auto\"> LCA does not seek to collect personal information from individuals outside of Canada. However, if you believe that LCA is doing so, please let us know.<\/span><\/b><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">We recognize that personal information privacy is an ongoing responsibility, and we may from time to time update this Privacy Policy or implement new personal information protection practices or policies. We therefore reserve the right to update this policy at any time and any such changes will be effective as of the date indicated in the change. Please check this Privacy Policy periodically for changes. LCA will consider that you have accepted the changes to this Privacy Policy if you continue to provide personal information to the LCA after the changes come into effect.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Pursuant to applicable law, by providing your personal information to LCA after you have been informed of this Privacy Policy, you consent to the collection, use, retention and disclosure of your personal information in accordance with the terms of this Privacy Policy. Your consent may also be implied in certain cases, depending on your reasonable expectations.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2>2.0 <span class=\"TextRun SCXW266521376 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266521376 BCX8\" data-ccp-parastyle=\"heading 2\">How is your personal information collected and what information is collected?\u202f<\/span><\/span><span class=\"EOP SCXW266521376 BCX8\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/h2>\n<p>&nbsp;<\/p>\n<h3>2.1 Information you choose to provide to us<\/h3>\n<p><span data-contrast=\"none\">Your personal information is collected directly from you when you provide it to LCA.\u00a0<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">We may ask <\/span><span data-contrast=\"none\">you to provide personal information when:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\"><span data-ccp-parastyle=\"First Paragraph\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;378c3ecb-1f60-4291-8187-942a490ca68a|9&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[268442635,&quot;24&quot;,335551547,&quot;1033&quot;,335559740,&quot;240&quot;,201341983,&quot;0&quot;,335559739,&quot;180&quot;,201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Calibri&quot;,469777842,&quot;&quot;,469777843,&quot;Calibri&quot;,469777844,&quot;Calibri&quot;,201341986,&quot;1&quot;,469769226,&quot;Calibri&quot;,335559704,&quot;1025&quot;,335559705,&quot;1033&quot;,469775450,&quot;First Paragraph&quot;,201340122,&quot;2&quot;,134234082,&quot;true&quot;,134233614,&quot;true&quot;,469778129,&quot;FirstParagraph&quot;,335572020,&quot;1&quot;,335559738,&quot;180&quot;,469778324,&quot;Body Text&quot;]}\">You <\/span><span data-ccp-parastyle=\"First Paragraph\">visit our <\/span><span data-ccp-parastyle=\"First Paragraph\">website<\/span><span data-ccp-parastyle=\"First Paragraph\">;<\/span><\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\"><span data-ccp-parastyle=\"First Paragraph\">You request<\/span><span data-ccp-parastyle=\"First Paragraph\"> a quot<\/span><span data-ccp-parastyle=\"First Paragraph\">ation<\/span><span data-ccp-parastyle=\"First Paragraph\"> from LCA <\/span><span data-ccp-parastyle=\"First Paragraph\">or inquire about our <\/span><span data-ccp-parastyle=\"First Paragraph\">services<\/span><span data-ccp-parastyle=\"First Paragraph\">;<\/span><\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\"><span data-ccp-parastyle=\"First Paragraph\">When you <\/span><span data-ccp-parastyle=\"First Paragraph\">purchase<\/span><span data-ccp-parastyle=\"First Paragraph\"> an insurance policy <\/span><span data-ccp-parastyle=\"First Paragraph\">from <\/span><span data-ccp-parastyle=\"First Paragraph\">LCA<\/span><span data-ccp-parastyle=\"First Paragraph\">;<\/span><\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\"><span data-ccp-parastyle=\"First Paragraph\">When <\/span><span data-ccp-parastyle=\"First Paragraph\">you are paying for our <\/span><span data-ccp-parastyle=\"First Paragraph\">service<\/span><span data-ccp-parastyle=\"First Paragraph\">;<\/span><\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\"><span data-ccp-parastyle=\"First Paragraph\">When you open a claim under your insurance <\/span><span data-ccp-parastyle=\"First Paragraph\">policy<\/span><span data-ccp-parastyle=\"First Paragraph\">;<\/span><\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\"><span data-ccp-parastyle=\"First Paragraph\">You refer<\/span> <span data-ccp-parastyle=\"First Paragraph\">any person or business to <\/span><span data-ccp-parastyle=\"First Paragraph\">us<\/span><span data-ccp-parastyle=\"First Paragraph\">;<\/span><\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\"><span data-ccp-parastyle=\"First Paragraph\">You connect with us directly via phone calls<\/span><span data-ccp-parastyle=\"First Paragraph\">,<\/span> <span data-ccp-parastyle=\"First Paragraph\">video conferencing platforms<\/span><span data-ccp-parastyle=\"First Paragraph\"> or social <\/span><span data-ccp-parastyle=\"First Paragraph\">media<\/span><span data-ccp-parastyle=\"First Paragraph\">;<\/span><\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\"><span data-ccp-parastyle=\"First Paragraph\">You <\/span><span data-ccp-parastyle=\"First Paragraph\">participate<\/span><span data-ccp-parastyle=\"First Paragraph\"> in a <\/span><span data-ccp-parastyle=\"First Paragraph\">marketing\/sales<\/span> <span data-ccp-parastyle=\"First Paragraph\">promotion<\/span><span data-ccp-parastyle=\"First Paragraph\">;<\/span><\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\"><span data-ccp-parastyle=\"First Paragraph\">You <\/span><span data-ccp-parastyle=\"First Paragraph\">participate<\/span><span data-ccp-parastyle=\"First Paragraph\"> in programs we may offer from time to time<\/span><span data-ccp-parastyle=\"First Paragraph\">.<\/span><\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span class=\"TextRun SCXW136633846 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW136633846 BCX8\" data-ccp-parastyle=\"Index\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;378c3ecb-1f60-4291-8187-942a490ca68a|8&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[268442635,&quot;24&quot;,335551547,&quot;1033&quot;,335559740,&quot;240&quot;,201341983,&quot;0&quot;,335559739,&quot;200&quot;,201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Calibri&quot;,469777842,&quot;Lohit Devanagari&quot;,469777843,&quot;Calibri&quot;,469777844,&quot;Calibri&quot;,201341986,&quot;1&quot;,469769226,&quot;Calibri&quot;,335559704,&quot;1025&quot;,335559705,&quot;1033&quot;,469775450,&quot;Index&quot;,201340122,&quot;2&quot;,134234082,&quot;true&quot;,134233614,&quot;true&quot;,469778129,&quot;Index&quot;,335572020,&quot;1&quot;,469777929,&quot;Index Char&quot;,469778324,&quot;Normal&quot;]}\" data-ccp-parastyle-linked-defn=\"{&quot;ObjectId&quot;:&quot;378c3ecb-1f60-4291-8187-942a490ca68a|35&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Calibri&quot;,469777842,&quot;Lohit Devanagari&quot;,469777843,&quot;Calibri&quot;,469777844,&quot;Calibri&quot;,201341986,&quot;1&quot;,469769226,&quot;Calibri&quot;,268442635,&quot;24&quot;,335559704,&quot;1025&quot;,335559705,&quot;1033&quot;,335551547,&quot;1033&quot;,335559740,&quot;259&quot;,201341983,&quot;0&quot;,335559739,&quot;160&quot;,469775450,&quot;Index Char&quot;,201340122,&quot;1&quot;,134233614,&quot;true&quot;,469778129,&quot;IndexChar&quot;,335572020,&quot;1&quot;,134231262,&quot;true&quot;,469777929,&quot;Index&quot;,469778324,&quot;Default Paragraph Font&quot;]}\">If you choose to provide us with a third party\u2019s <\/span><span class=\"NormalTextRun SCXW136633846 BCX8\" data-ccp-parastyle=\"Index\">p<\/span><span class=\"NormalTextRun SCXW136633846 BCX8\" data-ccp-parastyle=\"Index\">ersonal <\/span><span class=\"NormalTextRun SCXW136633846 BCX8\" data-ccp-parastyle=\"Index\">i<\/span><span class=\"NormalTextRun SCXW136633846 BCX8\" data-ccp-parastyle=\"Index\">nformation (the person\u2019s name, <\/span><span class=\"NormalTextRun SCXW136633846 BCX8\" data-ccp-parastyle=\"Index\">email<\/span><span class=\"NormalTextRun SCXW136633846 BCX8\" data-ccp-parastyle=\"Index\"> and company) when taking part <\/span><\/span><span class=\"TextRun SCXW136633846 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW136633846 BCX8\" data-ccp-parastyle=\"Index\">in our referral program, you represent that you have the third party\u2019s permission to do so.\u202f<\/span><\/span><span class=\"EOP SCXW136633846 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h4><strong>WHAT<\/strong><\/h4>\n<p>Information collected may include but it is not limited to:<\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Name (first, middle and last name)<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Address (business or personal)<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Birthdate<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Marital status<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Gender<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Employment information<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Phone number<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">E-mail address<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Policy type, number and renewal date<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Driver&#8217;s license number<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Accident\/violation history<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Lien\/leaseholders<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Vehicle information<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Loan and mortgagee details<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Property descriptions and addresses<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Payment and banking information<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Credit rating information<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Claims history<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Driving record<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Criminal record<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Educational information<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Your employee\u2019s information (driver\u2019s license number, birthdate, CV, driving record)<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Your company\u2019s financial information<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">Your company\u2019s shareholders, directors\u2019 and officers\u2019 information<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3>2.2 Information we collect automatically<\/h3>\n<p><span data-contrast=\"none\">In operating its websites and applications, LCA may automatically collect online personal information provided through digital tools. These tools collect only a limited set of data including the Internet Protocol (IP) address used to access third-party websites, the date and time of the visit, the pages visited, the web browser type and version, and the operating system used, as well as the websites that the user accessed immediately before and after accessing LCA\u2019s websites. LCA collects and obtains this online information when operating its websites. For example, when a user chooses to visit a website, web servers may automatically collect online information provided through the browser being used, stored in a cookie, or using a web beacon or any other digital marker.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">LCA uses online information to monitor the use of its websites and improve operations, personalize user experience by providing personalized ads or offers, carry out statistical analyses on all user characteristics and behaviour, measure demographic variables and user interest with regard to specific services, describe its services to third parties and potential business partners, and determine how and where LCA should allocate its resources in order to be most effective.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Such online information is necessary so that LCA can record the number of visitors, the pages visited most frequently, the technology used by website users, referencing sites, and user location.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">LCA may use cookies. Cookies are fragments of information sent from a user\u2019s computer when the user is visiting a website. They are temporarily or permanently stored on the user\u2019s hard drive, leaving a record of the visit. When you visit a website, a cookie may be created and stored, allowing you to be recognized each time you visit the site. Such information may include the Internet Protocol address, the date and time of the visit, the pages visited, the domain used to access the site, the type and version of browser or operating system you are using, and the website you have just accessed and ill access in the future. Cookies may also improve online experience by enabling us to record your browsing preferences, analyze the operation of our websites, carry out statistical analyses and recommend content to you.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">For more information about the list of cookies, their functions, the provider names, and the terms and conditions used on our website, please refer to the Cookies Policy section on our website (<\/span><a href=\"https:\/\/lareau.ca\/politique-de-cookies\/\"><span data-contrast=\"none\">Cookie Policy | Lareau Insurance Brokers<\/span><\/a><span data-contrast=\"none\">), where all this information is collected and updated automatically.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Many major websites use cookies. Most browsers are configured initially to accept cookies. If the user prefers, browser settings can be modified so that the user can be warned each time a cookie is received or so that the browser refuses to accept cookies. While users are not obligated to accept cookies, it is possible, however, that some website functions will not work correctly if a browser is set to refuse cookies. You can consult the following link for an overview of how to block or delete cookies on the most common browsers: https:\/\/youradchoices.ca\/.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Websites may contain electronic images called web beacons that allow LCA to record the number of people who have visited given pages. Web beacons are not used to access personal information. Web beacons only collect a limited data set, including a cookie number, the time and date the page was viewed, and a description of the page on which the web beacon is located. Websites may also contain web beacons that have been placed by advertisers or web analytics service providers to help LCA assess the effectiveness of promotional and sponsorship campaigns on the Internet.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Websites may also use remarketing services that, using cookies or web beacons, identify users who have visited a website and reach them with online advertising once they have left the website, for the purposes of advertising based on prior browsing.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Websites may contain hyperlinks to third-party sites that would lead users to leave the LCA websites. LCA provides these hyperlinks as a convenience. Third-party sites are not under the control of LCA, which therefore has no control over the practices of such third-party sites regarding privacy and confidentiality. As a result, any personal information sent through third-party sites is subject to the Privacy Policy of such third-party sites. It is the responsibility of users to review such policies to ensure that their information is protected.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">LCA may use social media (e.g., Facebook and LinkedIn) in addition to operating its websites. Third-party social media websites are not under the control of LCA. LCA therefore has no control over the privacy and confidentiality practices of third-party sites. Users who decide to interact with LCA on social media must therefore first read the terms of service and privacy policies of such third-party service providers and the applications used to access them. It is your responsibility to read them in order to ensure the protection of your personal information.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Personal information provided to LCA through social media accounts is collected to capture conversations (e.g., questions and answers, comments, \u201clikes,\u201d retweets) between users and LCA. Such information may be used to respond to inquiries or for statistical, evaluation, or reporting purposes, or for any other purpose specified in this Privacy Policy.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">We may also collect information when you open email messages from us or click on links within those email messages.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3>2.3 Information we may collect from third parties<\/h3>\n<p><span data-contrast=\"none\">Your personal information is also collected from third parties as provided in this Privacy Policy or as otherwise permitted by applicable law. LCA may collect personal information from its business partners or other third parties, provided that such third parties confirm that you have authorized them to disclose such information to LCA or that you expressly consent to such disclosure.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">We may combine the information we collect from you with information obtained through other third-party sources, such as insurance agents and brokers, government bodies, consumer reporting agencies, insurance adjusters, home contractors, auto shops, and other third parties who can provide information about or services related to you or your insured vehicle or property or company.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">The personal information collected includes your name, email address, business address, job title, company name and ownership, and telephone number, professional designation, educational background, driving record and claims history, credit information, accident reports and witness statements.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h3><span data-teams=\"true\"><strong>2.4 Calls, online chats, and other communications<\/strong><\/span><\/h3>\n<p><span data-teams=\"true\">We may record and transcribe calls, online chats and other communications between us for quality assurance, training, compliance, and to confirm our discussions, agreements and instructions, and to resolve complaints. Transcriptions may be generated using automated technologies. Access to such recordings and transcriptions is restricted to authorized personnel and they are retained only for as long as necessary in accordance with our retention policies and applicable laws. If you do not want your communications recorded, you can do business with us by visiting one of our offices, or by writing or emailing us.<\/span><\/p>\n<h3>2.5 Consenting for others<\/h3>\n<p><span data-contrast=\"none\">We may ask you for information about other persons covered by your insurance (for example, listed drivers, employees, kids, persons living under your roof or for whom you are responsible, etc.). The person concerned must consent to the collection.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:16777215,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">LCA intends to comply with applicable laws regarding the privacy of minors and advertising directed at them. We will not collect any personal information concerning a child under the age of 14 without the verified consent of their parents or legal guardians. However, if you believe that LCA is doing so, please let us know. In the event that LCA wishes to collect personal information from minors under the age of 14, it will obtain consent directly from parents or legal guardians, as required by applicable law.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:16777215,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">If you choose to provide us with a third party\u2019s personal information when taking part <\/span><span data-contrast=\"auto\">in our referral program, the third party must consent to the collection.\u202f<\/span><span data-contrast=\"none\">When you give us information about another person, you warrant that you have their permission to do this.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h3>2.6. Video Surveillance<\/h3>\n<p><span class=\"TextRun SCXW203643839 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW203643839 BCX8\">For the safety of the public<\/span><span class=\"NormalTextRun SCXW203643839 BCX8\">, <\/span><span class=\"NormalTextRun SCXW203643839 BCX8\">LCA<\/span><span class=\"NormalTextRun SCXW203643839 BCX8\"> customers<\/span><span class=\"NormalTextRun SCXW203643839 BCX8\">,<\/span><span class=\"NormalTextRun SCXW203643839 BCX8\"> and<\/span> <span class=\"NormalTextRun SCXW203643839 BCX8\">prospective <\/span><span class=\"NormalTextRun CommentStart SCXW203643839 BCX8\">customers<\/span><span class=\"NormalTextRun SCXW203643839 BCX8\">,<\/span> <span class=\"NormalTextRun SCXW203643839 BCX8\">our premises may be outfitted with video surveillance systems. Video surveillance is collected strictly for security purposes and will not be <\/span><span class=\"NormalTextRun SCXW203643839 BCX8\">disclosed<\/span><span class=\"NormalTextRun SCXW203643839 BCX8\"> to <\/span><span class=\"NormalTextRun SCXW203643839 BCX8\">t<\/span><span class=\"NormalTextRun SCXW203643839 BCX8\">hird <\/span><span class=\"NormalTextRun SCXW203643839 BCX8\">p<\/span><span class=\"NormalTextRun SCXW203643839 BCX8\">arties unless required by law<\/span><span class=\"NormalTextRun SCXW203643839 BCX8\">.\u00a0\u00a0<\/span><\/span><span class=\"EOP SCXW203643839 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:16777215,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3>2.7 <span class=\"TextRun SCXW28764600 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW28764600 BCX8\" data-ccp-parastyle=\"heading 3\">Is it possible to refuse the collection of personal information?<\/span><\/span><span class=\"EOP SCXW28764600 BCX8\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:426,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:426}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"none\">You may refuse the collection of your personal information. However, refusal of such consent may limit our ability to provide services or products to you. We will not refuse to fulfill your request for products or services if you refuse such consent, unless the collection is necessary for that purpose. Your consent to our use of your personal information for secondary purposes is therefore not required.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:16777215,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">The same rules apply if you withdraw your consent.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:16777215,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3>2.8 <span class=\"TextRun SCXW9090249 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW9090249 BCX8\" data-ccp-parastyle=\"heading 3\">Will we make decisions based exclusively on automated processing of your personal information?<\/span><\/span><span class=\"EOP SCXW9090249 BCX8\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:425,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:425}\">\u00a0<\/span><\/h3>\n<p><span class=\"NormalTextRun SCXW41400169 BCX8\">We do not intend to make decisions based exclusively on automated processing of your pers<\/span><span class=\"NormalTextRun SCXW41400169 BCX8\">onal information<\/span><\/p>\n<h2>3.0 <span class=\"TextRun SCXW200949735 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun BookmarkStart SCXW200949735 BCX8\" data-ccp-parastyle=\"heading 2\">Purposes for the collection of<\/span><span class=\"NormalTextRun SCXW200949735 BCX8\" data-ccp-parastyle=\"heading 2\"> personal information\u202f\u202f<\/span><\/span><span class=\"EOP BookmarkEnd SCXW200949735 BCX8\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559685&quot;:284,&quot;335559738&quot;:200,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/h2>\n<p>&nbsp;<\/p>\n<p><span class=\"TextRun SCXW71756589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW71756589 BCX8\">We collect personal information for the following purposes:\u00a0<\/span><\/span><span class=\"EOP SCXW71756589 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:16777215,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To serve you better and communicate with you directly through emails, calls, chats, video conferencing;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To provide services or information requested by you, including when you inquire about our insurance policies, request a quote, apply for insurance, make a payment, or open a claim under your insurance policy;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To consider your application for insurance and offering you insurance;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To verify your identity and property;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To identify your needs and advise you appropriately;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To solicit you for new insurance products or upon your renewal date;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To understand your situation and analyze it for insurance purposes;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To assess and underwrite insurance risks;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To determine prices, fees, premiums and rebates;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To investigate and adjust insurance claims;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To settle or arrange for the settlement of insurance claims, including structured settlements;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To collect of payments for purchased services;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To send communications to you about the following, in accordance with applicable law including the Canadian Anti-Spam Legislation and with your express consent when required:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"20\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:1080,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"2\"><span data-contrast=\"none\">our services and offerings\u202f<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:567,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:283}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"20\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:1080,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"2\"><span data-contrast=\"none\">event announcements\u202f<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:567,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:283}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"20\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:1080,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"2\"><span data-contrast=\"none\">product notices and changes to our terms and policies\u202f<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:567,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:283}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2013\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:1200,&quot;335559991&quot;:480,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2013&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"2\"><span data-contrast=\"none\">particular programs in which you have chosen to participate\u202f<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:993,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:273}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2013\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:1200,&quot;335559991&quot;:480,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2013&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"2\"><span data-contrast=\"none\">promotional offers and surveys<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:993,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:273}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2013\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:1200,&quot;335559991&quot;:480,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2013&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"2\"><span data-contrast=\"none\">scheduling demos and managing free trials<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:993,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:273}\">\u00a0<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To advertise and market our products and services, including delivering interest-based advertisements on this website and other sites or content syndication platforms and websites;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To carry out market research to understand how to improve our services and their delivery;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">For statistical and accounting purposes (in the latter case, personal information is aggregated and anonymized);<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To create and manage marketing campaigns;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To generate sales leads and increase our market share;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To analyze user clicks and usage of our website to improve user experience and maximize usage of our services;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To manage our website in order to maintain and deliver the contracted functionality and services;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To enforce our Website Terms and\/or separate contracts (if applicable) with you;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To detect and prevent fraud and other prohibited, unauthorized, or illegal activities;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To share your information, with your consent and as provided herein, with third party service providers for external processing such as data or payment processing;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">To protect the security or integrity of the website, application, our business or services;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"none\">If we have reasonable grounds to believe that the collection may be useful in the investigation of a contravention of federal, provincial or foreign law, or to protect or defend a legal interest;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span class=\"TextRun SCXW117760585 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW117760585 BCX8\" data-ccp-parastyle=\"First Paragraph\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;378c3ecb-1f60-4291-8187-942a490ca68a|9&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[268442635,&quot;24&quot;,335551547,&quot;1033&quot;,335559740,&quot;240&quot;,201341983,&quot;0&quot;,335559739,&quot;180&quot;,201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Calibri&quot;,469777842,&quot;&quot;,469777843,&quot;Calibri&quot;,469777844,&quot;Calibri&quot;,201341986,&quot;1&quot;,469769226,&quot;Calibri&quot;,335559704,&quot;1025&quot;,335559705,&quot;1033&quot;,469775450,&quot;First Paragraph&quot;,201340122,&quot;2&quot;,134234082,&quot;true&quot;,134233614,&quot;true&quot;,469778129,&quot;FirstParagraph&quot;,335572020,&quot;1&quot;,335559738,&quot;180&quot;,469778324,&quot;Body Text&quot;]}\">Otherwise, as <\/span><span class=\"NormalTextRun SCXW117760585 BCX8\" data-ccp-parastyle=\"First Paragraph\">disclosed<\/span><span class=\"NormalTextRun SCXW117760585 BCX8\" data-ccp-parastyle=\"First Paragraph\"> to you at the point of collection or as <\/span><span class=\"NormalTextRun SCXW117760585 BCX8\" data-ccp-parastyle=\"First Paragraph\">required<\/span><span class=\"NormalTextRun SCXW117760585 BCX8\" data-ccp-parastyle=\"First Paragraph\"> or <\/span><span class=\"NormalTextRun SCXW117760585 BCX8\" data-ccp-parastyle=\"First Paragraph\">permitted<\/span><span class=\"NormalTextRun SCXW117760585 BCX8\" data-ccp-parastyle=\"First Paragraph\"> by law<\/span><span class=\"NormalTextRun SCXW117760585 BCX8\" data-ccp-parastyle=\"First Paragraph\">.<\/span><\/span><span class=\"EOP SCXW117760585 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:284,&quot;335559738&quot;:0,&quot;335559739&quot;:40,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">If we wish to use your personal information that has been collected for a purpose not previously disclosed to you, we will seek your separate consent before using it, unless applicable law permits us to do so without your consent.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:16777215,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">We do not sell your information to any third party.\u202f<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">At or before the time the information is collected, we will obtain your consent if we wish to use your information for any other purpose and before collecting information from third parties such as credit bureaus otherwise than as provided for in this Privacy Policy.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2>4.0 How we share personal information<\/h2>\n<h3>4.1 Within LCA<\/h3>\n<p><span data-contrast=\"none\">Only authorized LCA personnel who require access to your personal information in the course of their duties have access to it. Your personal information may therefore be viewed by our employees with need-to-know access privileges in order to provide requested products or services to you.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Our employees are informed of their obligation to maintain the confidentiality of personal information and we make them aware of the importance of this obligation. Our employees may only use personal information in accordance with the terms of this policy.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h3>4.2 <span class=\"TextRun SCXW48160572 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun BookmarkStart SCXW48160572 BCX8\" data-ccp-parastyle=\"heading 3\">With Third Parties (including service providers<\/span><span class=\"NormalTextRun BookmarkEnd SCXW48160572 BCX8\" data-ccp-parastyle=\"heading 3\">)<\/span><\/span><span class=\"EOP SCXW48160572 BCX8\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:426,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:426}\">\u00a0<\/span><\/h3>\n<p><span class=\"TextRun SCXW236024099 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW236024099 BCX8\" data-ccp-parastyle=\"Index\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;378c3ecb-1f60-4291-8187-942a490ca68a|8&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[268442635,&quot;24&quot;,335551547,&quot;1033&quot;,335559740,&quot;240&quot;,201341983,&quot;0&quot;,335559739,&quot;200&quot;,201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Calibri&quot;,469777842,&quot;Lohit Devanagari&quot;,469777843,&quot;Calibri&quot;,469777844,&quot;Calibri&quot;,201341986,&quot;1&quot;,469769226,&quot;Calibri&quot;,335559704,&quot;1025&quot;,335559705,&quot;1033&quot;,469775450,&quot;Index&quot;,201340122,&quot;2&quot;,134234082,&quot;true&quot;,134233614,&quot;true&quot;,469778129,&quot;Index&quot;,335572020,&quot;1&quot;,469777929,&quot;Index Char&quot;,469778324,&quot;Normal&quot;]}\" data-ccp-parastyle-linked-defn=\"{&quot;ObjectId&quot;:&quot;378c3ecb-1f60-4291-8187-942a490ca68a|35&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Calibri&quot;,469777842,&quot;Lohit Devanagari&quot;,469777843,&quot;Calibri&quot;,469777844,&quot;Calibri&quot;,201341986,&quot;1&quot;,469769226,&quot;Calibri&quot;,268442635,&quot;24&quot;,335559704,&quot;1025&quot;,335559705,&quot;1033&quot;,335551547,&quot;1033&quot;,335559740,&quot;259&quot;,201341983,&quot;0&quot;,335559739,&quot;160&quot;,469775450,&quot;Index Char&quot;,201340122,&quot;1&quot;,134233614,&quot;true&quot;,469778129,&quot;IndexChar&quot;,335572020,&quot;1&quot;,134231262,&quot;true&quot;,469777929,&quot;Index&quot;,469778324,&quot;Default Paragraph Font&quot;]}\">We will only <\/span><span class=\"NormalTextRun SCXW236024099 BCX8\" data-ccp-parastyle=\"Index\">disclose<\/span><span class=\"NormalTextRun SCXW236024099 BCX8\" data-ccp-parastyle=\"Index\"> your personal information to third parties in the following cases:<\/span><\/span><span class=\"EOP SCXW236024099 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">You have authorized us to disclose information to a third party for a specific purpose, such as with our insurance partners solely for the fulfillment of the requested services or products;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:357,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:357}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"none\">Third parties act on behalf of LCA as agents or service providers (e.g. IT service providers, hosting providers or marketing solution providers), and information is disclosed to them only for this purpose, it being understood that such third parties must abide by strict contractual terms that require them to maintain the confidentiality of all information, to use it only for this purpose and not to retain the information once the contract has expired;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:357,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:357}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">If a person is acting as your representative, or if we reasonably believe that the person is acting under proper authority (e.g. guardian, parental authority, etc.), or is a person who holds a LCA service jointly with you;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:357,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:357}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"none\">To meet legal requirements;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:357,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:357}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"none\">If we are required to provide personal information in response to a valid court order, subpoena or governmental investigation, or as otherwise required by applicable law;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:357,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:357}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"none\">If LCA ever sells its business or assets, in whole or in part, or merges, undergoes a change of control, as required by such transaction, as well as for due diligence purposes;\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:357,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:357}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"none\">As required or permitted by applicable law<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:357,&quot;335559739&quot;:120,&quot;335559740&quot;:240,&quot;335559991&quot;:357}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3>4.3 <span class=\"TextRun SCXW65515401 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW65515401 BCX8\" data-ccp-parastyle=\"heading 3\">Where is personal information stored, and is it likely to be <\/span><span class=\"NormalTextRun SCXW65515401 BCX8\" data-ccp-parastyle=\"heading 3\">disclosed<\/span><span class=\"NormalTextRun SCXW65515401 BCX8\" data-ccp-parastyle=\"heading 3\"> outside <\/span><span class=\"NormalTextRun SCXW65515401 BCX8\" data-ccp-parastyle=\"heading 3\">of <\/span><span class=\"NormalTextRun SCXW65515401 BCX8\" data-ccp-parastyle=\"heading 3\">Quebec?<\/span><\/span><span class=\"EOP SCXW65515401 BCX8\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:425,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:425}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"none\">Depending on the nature of the personal information, it may be held at our offices, in various computer systems or in those our service providers, or in our storage facilities or in those of our service providers.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Your personal information may be disclosed outside Quebec or Canada for the purposes described above, which may include collection, use, disclosure or retention.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h3>4.4 Use of Electronic Signature Platform<span class=\"EOP SCXW65515401 BCX8\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:425,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:425}\">\u00a0<\/span><\/h3>\n<p><span data-teams=\"true\">We use DocuSign, a secure electronic signature service hosted in Canada, to collect electronic signatures for insurance, service, and employment documents. When you sign electronically, DocuSign processes limited personal information such as your name, email, signature, timestamp, device details, and IP address solely for the purpose of capturing and managing your legally binding electronic signature. Documents and signature metadata are stored in DocuSign temporarily (up to 30 days) and then securely archived in our systems in accordance with our retention policies. DocuSign does not use your personal information for marketing or profiling purposes.<\/span><\/p>\n<h2>5.0 How we secure personal information<\/h2>\n<p><span data-contrast=\"auto\">We maintain reasonable measures to protect the security of your personal information.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Our measures include physical and electronical safeguards to protect your information from loss, unauthorized use and access or disclosure. The nature of the reasonable measures in place varies depending on the sensitivity of the personal information collected, the amount, distribution and format of the personal information, and the method of storage. <\/span><span data-contrast=\"none\">We use encryption technologies to protect data at rest and in transit.\u202f<\/span><span data-contrast=\"auto\">When personal information is destroyed, we take care to prevent unauthorized persons from gaining access to it.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2>6.0 <span class=\"TextRun SCXW240690824 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun BookmarkStart SCXW240690824 BCX8\" data-ccp-parastyle=\"heading 2\">Your rights<\/span><span class=\"NormalTextRun BookmarkEnd SCXW240690824 BCX8\" data-ccp-parastyle=\"heading 2\"> and how you may exercise <\/span><span class=\"NormalTextRun SCXW240690824 BCX8\" data-ccp-parastyle=\"heading 2\">them<\/span><\/span><span class=\"EOP SCXW240690824 BCX8\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559685&quot;:284,&quot;335559738&quot;:80,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;335559991&quot;:284}\">\u00a0<\/span><\/h2>\n<p><span class=\"TextRun SCXW3470333 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW3470333 BCX8\">You have the following rights, subject to the limits and according to the terms of the applicable laws:<\/span><\/span><span class=\"EOP SCXW3470333 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Access your personal information or request a copy.<\/span><\/i><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[360],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">You have the right to submit a written request to obtain information about what personal information we collected on you and to obtain a copy of your personal information.\u202f<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">We will respond to your written request within 30 days, in accordance with applicable laws.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><i><span data-contrast=\"none\">You have the right to be notified of what personal information we collect about you and how we use it, disclose it and protect it.<\/span><\/i><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[360],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">This Privacy Policy describes what personal information we collect and our privacy practices. We may also have additional privacy notices and statements available to you at the point of providing information to us directly.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Change or correct your personal information.<\/span><\/i><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[360],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">You have the right to update and correct your personal information or to ask us to do it on your behalf by contacting your broker.\u202f<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">We will respond to your written request within 30 days, in accordance with applicable laws.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Delete or erase your personal information.<\/span><\/i><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[360],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">You have the right to request deletion of your personal information at any time. We will communicate back to you within reasonable timelines the result of your request. We may not be able to delete or erase your personal information, but we will inform you of these reasons and any further actions available to you.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Withdraw your consent at any time<\/span><\/i><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[360],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">Withdrawal of consent binds us to the use of personal information based on that consent, but will not affect the use based on your consent prior to its withdrawal. You have the right to withdraw your consent to the use of your personal information for direct marketing purposes. This means that we will stop using your personal information for these purposes.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Even if you opt-out of receiving marketing communications, we may still communicate with you in connection with security and privacy issues, servicing your account, fulfilling your requests, or administering any promotion or any program in which you may have elected to participate.\u202f<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Ask us to restrict the use of your personal information<\/span><\/i><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[360],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">We mainly use your personal information for the primary purpose of placing insurance policies. If you withdraw your consent to the use of your personal information for such purposes and related purposes, we will be unfortunately unable to provide you with our services.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Export your personal information.<\/span><\/i><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[360],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">You have the right to request that we export to you in a machine-readable format all of the personal information we have about you.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"none\">If you would like to exercise any of the rights described above, please contact LCA\u2019s person in charge of the protection of personal information (see below)<\/span><b><span data-contrast=\"none\">.<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">The request must contain sufficient information for us to be able to process it. We undertake to respond to requests within a reasonable time and, insofar as possible, within thirty (30) days, as provided for by applicable laws. However, we must first verify the identity of the person making the request.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">LCA will ensure that your personal information is as accurate, complete and as up-to-date as possible for the purposes for which it is to be used. It is, however, your responsibility to ensure that your personal information, such as contact information, is kept up to date with LCA.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2>7.0 How long we keep your personal information<\/h2>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"none\">We retain personal information as long as it is necessary for the fulfillment of the purposes set forth in this Privacy Policy, for as long as it is reasonable to do so for customer service, legal or business purposes. The length of retention depends on the identified purposes and the nature of the information. At the end of this period, the information will be destroyed, deleted or anonymized.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">We may also retain personal information to comply with the law, prevent fraud, collect fees, resolve disputes, troubleshoot problems, assist with investigations, enforce our Terms of Service and take other actions permitted by law.\u202f<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">The personal information we retain will be handled in accordance with this Privacy Policy and is kept in strict confidence.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Personal information connected to you that is no longer necessary and relevant to provide our services may be anonymized or aggregated with other non-personal information in order to use it for serious, legitimate purposes and to provide insights which are commercially valuable to LCA, such as statistics of the use of the services.\u202f<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2>8.0 Other Important Information<\/h2>\n<p>&nbsp;<\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"6\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:480,&quot;335559991&quot;:480,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"0\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Process for dealing with complaints<\/span><\/i><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559731&quot;:0,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[360],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">For any complaints regarding this Privacy Policy or the protection of your personal information, you can write to our Privacy Officer by email at the coordinates below. LCA will acknowledge receipt of your complaints, investigate such complaints and will inform you of the findings of the investigation.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">If your complaint is justified, we will take appropriate measures to rectify the situation.\u00a0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">If you are not satisfied with this internal review of your complaint, you can contact the Commission d\u2019acc\u00e8s \u00e0 l\u2019information du Qu\u00e9bec or the Office of the Privacy Commissioner of Canada, or any other relevant regulatory authority.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">You also have the right to lodge a complaint with the <\/span><span data-contrast=\"auto\">Autorit\u00e9 des march\u00e9s financiers<\/span><span data-contrast=\"none\"> at 1-877-525-0337 or <\/span><a href=\"http:\/\/www.lautorite.qc.ca\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">www.lautorite.qc.ca<\/span><\/a><span data-contrast=\"none\">.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:120,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2>9.0 Contact Information<\/h2>\n<p>&nbsp;<\/p>\n<p><span class=\"TextRun SCXW1623241 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;378c3ecb-1f60-4291-8187-942a490ca68a|8&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[268442635,&quot;24&quot;,335551547,&quot;1033&quot;,335559740,&quot;240&quot;,201341983,&quot;0&quot;,335559739,&quot;200&quot;,201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Calibri&quot;,469777842,&quot;Lohit Devanagari&quot;,469777843,&quot;Calibri&quot;,469777844,&quot;Calibri&quot;,201341986,&quot;1&quot;,469769226,&quot;Calibri&quot;,335559704,&quot;1025&quot;,335559705,&quot;1033&quot;,469775450,&quot;Index&quot;,201340122,&quot;2&quot;,134234082,&quot;true&quot;,134233614,&quot;true&quot;,469778129,&quot;Index&quot;,335572020,&quot;1&quot;,469777929,&quot;Index Char&quot;,469778324,&quot;Normal&quot;]}\" data-ccp-parastyle-linked-defn=\"{&quot;ObjectId&quot;:&quot;378c3ecb-1f60-4291-8187-942a490ca68a|35&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Calibri&quot;,469777842,&quot;Lohit Devanagari&quot;,469777843,&quot;Calibri&quot;,469777844,&quot;Calibri&quot;,201341986,&quot;1&quot;,469769226,&quot;Calibri&quot;,268442635,&quot;24&quot;,335559704,&quot;1025&quot;,335559705,&quot;1033&quot;,335551547,&quot;1033&quot;,335559740,&quot;259&quot;,201341983,&quot;0&quot;,335559739,&quot;160&quot;,469775450,&quot;Index Char&quot;,201340122,&quot;1&quot;,134233614,&quot;true&quot;,469778129,&quot;IndexChar&quot;,335572020,&quot;1&quot;,134231262,&quot;true&quot;,469777929,&quot;Index&quot;,469778324,&quot;Default Paragraph Font&quot;]}\">The person exercising the highest authority at LCA delegated <\/span><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">the Privacy <\/span><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">Officer <\/span><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">the function <\/span><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">of person in charge of the protection of personal information and <\/span><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">P<\/span><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">rivacy<\/span> <span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">O<\/span><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">fficer<\/span><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">.<\/span> <span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">You may contact <\/span><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">the Privacy officer <\/span><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">to exercise any of your rights or <\/span><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">to <\/span><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">ask for more information about your personal information and our privacy practices by <\/span><span class=\"NormalTextRun SCXW1623241 BCX8\" data-ccp-parastyle=\"Index\">email to <span class=\"FieldRange SCXW1623241 BCX8\">confidentialite@lareau.ca<\/span>.<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Acronym &nbsp; Term Document Context LCA Lareau &#8211; Insurance Brokers Inc. AMF Autorit\u00e9 des march\u00e9s financiers \u00a0 1.0 Introduction &nbsp; LCA is an insurance brokerage firm headquartered in Napierville (province of Quebec), which focuses on providing personal and commercial insurance services.\u00a0\u00a0 For more information about our services, please refer to our website: https:\/\/lareau.ca\/. Your personal [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-basic.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3288","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/pages\/3288","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/comments?post=3288"}],"version-history":[{"count":0,"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/pages\/3288\/revisions"}],"wp:attachment":[{"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/media?parent=3288"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}