Whether winter is mild or cold, snowy, wet or dry, or grey or white, it is always too long. Although the days have been getting longer since December 21, the darkest day of the year, they aren\u2019t doing so as quickly as we would like. If you\u2019ve got a little spare cash, there\u2019s a solution: escape winter in Quebec and go bask in the sun on our neighbours\u2019 hot beaches. Here\u2019s a list of things to pack:<\/p>\n
Of course, everything will go smoothly. You won\u2019t have any health concerns, cut your hand on coral, get sick, have heat stroke, have a bad fall after a record number of cocktails, or be in a scooter accident. In short, you certainly won\u2019t need travel insurance. Anyways, you\u2019re pretty sure that you\u2019re covered by your credit card or some type of plan at work, and your famous Quebec health card must pay for something. After all, don\u2019t we pay enough taxes?<\/p>\n
Well, it doesn\u2019t work that way.<\/p>\n
Your credit card may have significant limitations when it comes to maximum compensation, as well as restrictive clauses, such as requiring that the trip have been paid for with that card. Not to mention that you might not have purchased this type of coverage or that it might not be included in your credit card package.<\/p>\n
Did you know that when you leave the country, up to 90% of your health insurance coverage is left at home? In the best case scenario, you\u2019ll pay up front and wait for reimbursement later. In the worst case scenario, you\u2019ll be on the hook for pretty much the entire bill\u2014a bill that is often not negotiable and issued in a foreign language, giving you little chance of having your say about potential overbilling. For example, in the United States a day in the hospital could easily cost $5000. What about health insurance?<\/p>\n
In fact, health insurance covers:<\/p>\n
So we\u2019re pretty far off the mark\u2026.<\/p>\n
In general, this plan may provide you with good coverage. However, you\u2019ll have to read your coverage very carefully and contact your representative, if necessary.<\/p>\n
For a safer trip, visit our website or contact us at 1-877-853-2475 to purchase more comprehensive travel insurance!<\/p>\n
On this note, have a great trip, buen viaje, boa viagem, buon viaggio<\/em>!<\/p>\n A few key points for an insurance policy with medical coverage of up to $5 000 000:<\/p>\n – Hospital fees<\/p>\n – Doctors\u2019 charges<\/p>\n – Emergency air transportation and return transportation to your home<\/strong><\/p>\n – Diagnostic services<\/p>\n – Paramedical services, notably chiropractic and osteopathic treatment<\/p>\n – Prescription medications<\/p>\n – Ambulance services<\/p>\n – Dental care<\/p>\n – Repatriation of remains<\/p>\n – Child accompaniment<\/p>\n","protected":false},"excerpt":{"rendered":" Whether winter is mild or cold, snowy, wet or dry, or grey or white, it is always too long. Although the days have been getting longer since December 21, the darkest day of the year, they aren\u2019t doing so as quickly as we would like. If you\u2019ve got a little spare cash, there\u2019s a solution: […]<\/p>\n","protected":false},"author":23,"featured_media":367,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[167,168,171,38,169,170,125,58],"class_list":["post-247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-credit-card","tag-health-insurance","tag-hospitalization","tag-insurance","tag-insurance-coverage","tag-insurance-plan","tag-insurance-policy","tag-travel-insurance","sector-personal"],"acf":[],"_links":{"self":[{"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/posts\/247","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/comments?post=247"}],"version-history":[{"count":0,"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/posts\/247\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/media\/367"}],"wp:attachment":[{"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/media?parent=247"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/categories?post=247"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lareau.ca\/en\/wp-json\/wp\/v2\/tags?post=247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}