{"id":469,"date":"2026-10-30T10:30:12","date_gmt":"2026-10-30T10:30:12","guid":{"rendered":"http:\/\/stg.lareau.ca\/en\/?p=469"},"modified":"2026-10-30T18:09:54","modified_gmt":"2026-10-30T18:09:54","slug":"equipment-breakdown-insurance","status":"publish","type":"post","link":"https:\/\/lareau.ca\/en\/article\/equipment-breakdown-insurance\/","title":{"rendered":"What Does Equipment Breakdown Insurance Cover for Your Business?"},"content":{"rendered":"

A mechanical breakdown, an electrical failure or the sudden breakdown of insured equipment can bring your operations to a halt, damage your goods and lead to significant financial losses. A refrigeration system that stops working, a faulty compressor or the failure of a critical piece of equipment can quickly result in business interruption, unexpected costs and lost revenue.<\/span>\u00a0<\/span><\/p>\n

Equipment breakdown insurance<\/span><\/a> is designed to protect your business against the financial consequences of certain sudden and accidental failures of insured equipment.<\/span><\/p>\n

Why <\/span>isn\u2019t<\/span> property<\/span> insurance<\/span> always<\/span> enough<\/span>?<\/span><\/span>\u00a0<\/span><\/h2>\n


\nCommercial property insurance does not necessarily cover every cause of damage to equipment. Some internal mechanical, electrical or electronic failures may require specific coverage.<\/span>\u00a0<\/span><\/p>\n

Equipment breakdown insurance is designed to cover certain sudden and accidental physical damage to insured equipment. Depending on the coverage in your policy, it can also protect your business against certain resulting financial losses.<\/span>\u00a0<\/span><\/p>\n

What equipment can be protected?<\/h2>\n

 <\/p>\n

\nThis coverage can include:<\/p>\n