Drones

Civil liability protects you against material or bodily injury that you could inadvertently cause to a third party or to one of your customers anywhere in your operating territory. Our brokers take the time to evaluate your risk management in great detail, including asking you the right questions about little-known civil liability exclusions. So, this coverage is essential in order to protect your business in the event of a lawsuit or a claim attributable to your business activities, your business premises or your work. It is important to carefully assess the selected limit depending on the actual risk because the consequences could be catastrophic for the survival of your business.

This insurance covers physical damage to the aircraft.

Your two coverage options are:

• Coverage for while the aircraft is in motion or not in motion.
• Coverage for while the aircraft is not in motion only.

Damage to non-owned aircraft provides coverage when you charter an aircraft that does not belong to you.

By adding this coverage to your aviation insurance contract, you will be protected in the event of property damage, such as:

• Parts;
• Engines;
• Navigation equipment;
• Aircraft equipment;
• Survival equipment;
• Auxiliary fuel tank;
• Isolated and auxiliary landing gears;
• Service and maintenance records;
• Repair tools and equipment.

This addition to your insurance policy helps cover water damage at your business.

You are offered two options to add this warranty:

• Sewer back-up rider: this protection covers a backed-up sewer as well as the overflow of a catchment basin.
• Flood rider: this coverage protects you in the event of a water overflow affecting the insured premises.

This protection not only covers liability related to the management of the private information of your customers and employees, but also to the management of your own data in the event of computer hacking.

It also includes these types of protections:

• Protection against accidental computer intrusions
• Coverage of costs related to data recovery
• Coverage of costs related to the reporting of data breaches

Adding the executive risks, protection, known as, “D&O”, covers the directors and officers of your business. Whether you sit on a board of directors or are a corporate executive, you could be held liable for any act of mismanagement of the company. This protection covers defense expenses that arise from allegations or lawsuits against members of the board of directors or executives of a company.