Protection against the unforeseeable

“Umbrella” insurance is aptly named so as it is designed to shield you against any uncertainty. This coverage gives your complete peace of mind by increasing your liability limit on your basic insurance contracts — your home, automobile, boat and RV insurance contracts. For example, if you get into a car accident while you are in the United States, your insurance limit may be insufficient. Your extra liability insurance would then cover the excess costs. On top of offering additional limits ranging from $1,000,000 to $10,000,000, Umbrella insurance protects you anywhere in the world. Your estate and personal assets are therefore protected and you will fully be able to enjoy all your experiences, wherever you may be.

Our areas of expertise

  • Owner of a home is in the United States or anywhere in the world
  • Owner of a leased building
  • Owner of a boat, ATV or snowmobile
  • Car rental anywhere in the world
  • Travellers

A comprehensive coverage

Your Umbrella insurance broadens the scope of your liability by covering additional damage beyond your basic insurance contract. It provides coverage that protects you everywhere in the world by providing insurance for the following elements.

  • Legal fees +
  • Personal injury +
  • Property damage +
The Lareau advantage

Be worry-free

The true advantage of a broker is defined by the in-depth analysis of your needs and the risks that you could face so that there are no surprises awaiting you in the event of a claim. The goal of each of our brokers is to eliminate all your worries related to your coverage.

  • 40 dedicated brokers

    who compare products against many insurers in order to offer you the coverage that best fits your needs

  • 24/7 Our services are available

    There will always be someone to assist you at our offices. Whatever happens, we are here for you

  • 65 years of experience

    We protect families in Quebec since 1955 and this experience is the foundation behind each piece of advice we offer

Our experts' blog

  • February 18 2020  |  Home, Personal, Umbrella,

    Who Is Liable for the Acts of a Minor?

    Read the article
  • December 5 2018  |  Auto, Home, Personal, Umbrella,

    Enjoy Your Vacation, Snowbirds!

    Read the article


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