Make a claim

• Make sure that you and your passengers are safe.
• If anyone is hurt, contact emergency services immediately. You will receive an incident number or police report: make sure to hold on to it, since we will need it.
• If nobody is hurt, exchange information with the people involved in the accident. Use a Joint Report to help you.
• Take pictures of the vehicle registration certificate, certificate of insurance, and driver’s licence of the driver involved in the accident to make sure you have all the necessary information. Pictures of the scene of the accident and damage to the vehicles involved can simplify the claims process.
• If your vehicle is too damaged to drive, call a towing service to move your vehicle from the road.
• In the event of vandalism, a hit-and-run accident, theft or a fire, make sure to fill out a police report, since we will need it later.
• It is important never to admit responsibility for an accident. Only your insurer can accept or deny the claim.
• Our complete independence from insurers means we work for you and always put your interests first. We go above and beyond to negotiate the highest compensation possible so you can get back to normal.

Don’t delay: give us a call at 1 888 527-3281.

• Limit the damage by making sure the cause of the loss is under control. Don’t proceed with any repairs other than emergency repairs (drying, pumping, barricading, etc.).
• If you don’t have the resources to deal with the emergency, contact your preferred contractor or a disaster relief company and keep your invoice. If your claim is accepted, you will be reimbursed for these expenses.
• Protect undamaged items.
• Take pictures of the condition of your home.
• Make a list of damaged items.
• Our complete independence from insurers means we work for you and always put your interests first. We go above and beyond to negotiate the highest compensation possible so you can get back to normal.

Don’t delay: give us a call at 1 888 527-3281.

Has one of your vehicles been involved in an accident?

• Follow the above steps for car insurance claims.

There has been an incident affecting your property or buildings (ex. fire, water damage, theft):

• Follow the above steps for home insurance claims.
• If you have resources available to deal with the emergency, keep track of the hours and materials required to do so. If your claim is accepted, you will be reimbursed for these expenses.

An equipment breakdown has slowed or halted your operations:

• Limit the damage.
• If you need to replace a part to limit the damage or your loss of income before your claims adjuster arrives, document the work (photos, estimate, etc.) and always keep the replaced parts.

Have you received notice of a civil liability, professional liability (errors and omissions) or directors and officers liability claim against you?

• It is important never to admit liability.
• Gather all documents pertaining to the claim.
• Forward the documents to us so we can advise you on how to proceed.

Our complete independence from insurers means we work for you and always put your interests first. We go above and beyond to negotiate the highest compensation possible so you can get back to normal.

Don’t delay: give us a call at 1 888 527-3281.